Rev&U™
Quickly raise funding for your business and only repay when your customers pay you.
Raise between
£10,000 & £400,000
Over
90% approval
Approval within
24 hours
Unlike a traditional loan, repayments mirror the ups and downs of your business.
Repayments are automatic and based on a small percentage of your monthly card sales. So when business is slow, repayments are low – and when business is good, you pay a bit more. Not only does this remove the stress of a traditional high street loan, it is also perfect for seasonal businesses.
How Rev&U™ repayments work
1
Agree fixed percentage
We agree a fixed percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 15% of your card sales).
2
Make card sales
You sell to your customers on your credit and debit card terminals as usual.
3
Repay automatically
The pre-agreed percentage is automatically deducted from your daily transactions at point of sale.
4
Receive money in your account
There is no change to the time it takes for you to receive the remaining money from your sales.
5
Reduce balance outstanding
The daily amount deducted reduces the balance outstanding on the cash advance.
6
Stop automatically
Collections stop automatically once the cash advance has been repaid in full.
Am I eligible for a Rev&U™ cash advance?
Has your business been trading for a minimum of 6 months?
Does your business’ monthly credit and debit card sales exceed £10,000?
You’re eligible
Get a quoteYou must take at least £10,000 per month in card sales and have been trading for at least 6 months
Request a callbackHow much capital does your business need?
Use our calculator and see how Rev&U™ could help your business:
£60,000
funding received
£100
for every card transaction
85% = £85
goes to your account
15% = £15
goes to 365 finance
A simple and secure way to finance your business
Quick application process
Complete the application form. It takes less than 5 minutes!
Relationship manager
Be allocated a relationship manager to assist with any queries.
Approval in under 24 hours
Find out in up to 24 hours whether you’ve been approved or not.
Get your cash advance in days
Receive the funds direct into your business bank account within days.
Behind thousands of SMEs in the UK
We’re supporting thousands of SMEs in the UK, helping them to build a solid foundation for long term business success.
Excellent throughout! From start to finish this was an easy process and the customer service from the staff was outstanding.
– Chris, Shop Owner
– Chris, Shop Owner
Very easy and very fast! I’d been turned down by my bank but funding was in my account from 365 finance very quickly, and repayments are direct from my card takings.
– Claire, Vet Practice Owner
– Claire, Vet Practice Owner
Finance has never been easier! We found ourselves in a tight spot but I got in touch with 365 finance and we quickly got the funds we needed.
– Joe, Restaurant Owner
– Joe, Restaurant Owner
Useful information
Frequently asked questions
Rev&U™ is a form of revenue based funding that enables you to quickly and easily raise between £10,000 and £400,000. Unlike a regular bank loan, there are no fixed monthly payments – you simply pay back a small percentage of your credit and debit card sales, meaning you only pay us back when your customers pay you.
There are no APRs, admin charges or late fees. So if you’re having a quiet month, your repayments automatically reduce, which helps you manage your cash flow.
We’ve designed our funding process to be fast, simple and hassle-free. This means you don’t need to supply business plans or security for revenue based funding. Once funded, the processing of repayments happens automatically, so there is no disruption to your business.
You can apply in minutes, with approval within 24 hours (and a 90% approval rate). No security or business plans are required and flexible repayments are based on your card sales.
Unlike a bank loan, there are no fixed weekly or monthly repayments; you simply pay back a small percentage of your credit and debit card sales. This means that, during a seasonal dip in sales, your repayments will go down to match the decreased in sales – so your cash flow remains stable.
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