What Are The Advantages Of Alternative Business Funding?
Flexible finance designed as an alternative to traditional bank loans.
An unsecured cash advance is a form of funding the growth of your business without the risk of having to provide security. An unsecured cash advance usually requires the business to be generating a minimum amount via credit and debit card terminals.
This type of funding mirrors the sales of the business and as such puts no pressure on cash flow, which in most cases means security will not be required. This alternative business funding solution is often preferred by small businesses in the UK, as business owners are personally not liable should the business fail and you may still be eligible to secure this form of alternative finance with bad credit, whereas other more traditional methods such as bank loans, may not allow this.
Do I Qualify?
Qualification for our business cash advances is simple: Contact our customer services team to see if you are eligible.
In business for at least
12 months
Monthly credit and debit card turnover of at least
£10,000
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Repayments mirror the ups and downs of your business
A business processing £10,000/month in card sales can receive an unsecured cash loan of the same amount, with no interest rates or fixed terms. Repayments are automatic and based on a small percentage of monthly card sales.
How Rev&U™ repayments work
1
Agree fixed percentage
Agree a fixed percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 15% of your card sales)
2
Make card sales
Sell to your customers on your credit and debit card terminals.
3
Automatic repayments
The pre-agreed percentage is automatically deducted from your daily transactions at point of sale and you will.
4
Get money into your account
This is automated so there is no change to the time it takes for you to receive your money.
5
Daily sales reduce balance outstanding
The daily amount deducted then reduces the balance outstanding on the business cash advance.
6
Collections stop automatically
Collections stop automatically once the cash advance has been repaid in full.
Am I eligible for a Rev&U™ cash advance?
Has your business been trading for a minimum of 6 months?
Does your business’ monthly credit and debit card sales exceed £10,000?
You’re eligible
Get a quoteYou must take at least £10,000 per month in card sales and have been trading for at least 6 months
Request a callbackBehind thousands of SMEs in the UK
We’re supporting thousands of SMEs in the UK, helping them to build a solid foundation for long term business success.
How much capital does your business need?
Use our calculator and see how Rev&UTM could help your business.
£60,000
funding received
£100
for every card transaction
85% = £85
goes to your account
15% = £15
goes to 365 finance
A simple and secure way to finance your business
Apply in minutes
Complete the application form. It takes less than 5 minutes!
Relationship manager
Be allocated a relationship manager to assist with any queries.
Approval under 24h
A decision will be made under 24h.
Get your cash advance in days
Funding directly into your business bank account within days
Finance Academy
Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!
Explore our guides
