Quick Business Loans
Borrow up to £400,000. Getting a quote is easy, it takes less than 5 minutes
Funding for your business made simple
If you need an instant loan for your business, we’re here to help. With our quick business loans, your business could receive between £10,000 and £400,000 in unsecured funding in as little as 24 hours.
Unlike traditional bank loans, our business loans have no fixed monthly payments, hidden APR or other costs. Instead, you’ll simply repay an agreed percentage of your credit and debit card sales, so you only pay us back when your customers pay you.
When sales are up, you’ll be able to pay off more of your loan balance. When sales are down, you’ll be able to repay a smaller amount, causing less strain on your business’ cash flow.
Do I Qualify?
Qualification for our business cash advances is simple: Contact our customer services team to see if you are eligible.
In business for at least
12 months
Monthly credit and debit card turnover of at least
£10,000
Finance Academy
Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!
Explore our guidesA flexible option for businesses
Even if you are approved, a conventional business loan from a bank can take days or weeks for approval. This means that by the time you receive the cash you need to run your business, it’s often too late.
With a 90% approval rate, our small business loans are processed within 24 hours, giving your business full access to capital without any delays.
Apply for your instant business loanin minutes and get a no-obligation quote today.
Benefits of our business loans
Our instant loans are designed for businesses of all sizes, from small retailers, restaurants and cafés to online businesses and more. A quick business loan offers a wide range of advantages for your business:
- Instant cash to fund operations, buy new inventory, or expand your business, without the slow approval process of a conventional bank loan. Our business loans are approved within 24 hours, so you don’t have to wait for the cash you need to run your business.
- No hidden APR or fixed monthly repayments. Instead, your business can pay back its loan via a small, agreed percentage of its monthly debit and credit card sales, letting you focus on running and growing your business.
How a Merchant Cash Advance Works
Unlike a traditional bank loan, there are no interest rates or fixed monthly payments to worry about. Instead, repayments are taken from a small percentage of your future debit and credit card payments. We don’t require any APR as there is no fixed fee, just one all-inclusive cost that’s agreed on at the start, which never changes.
Repayments mirror the ups and downs of your business
A business processing £10,000/month in card sales can receive an unsecured cash loan of the same amount, with no interest rates or fixed terms. Repayments are automatic and based on a small percentage of monthly card sales.
How Rev&U™ repayments work
1
Agree fixed percentage
Agree a fixed percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 15% of your card sales)
2
Make card sales
Sell to your customers on your credit and debit card terminals.
3
Automatic repayments
The pre-agreed percentage is automatically deducted from your daily transactions at point of sale and you will.
4
Get money into your account
This is automated so there is no change to the time it takes for you to receive your money.
5
Daily sales reduce balance outstanding
The daily amount deducted then reduces the balance outstanding on the business cash advance.
6
Collections stop automatically
Collections stop automatically once the cash advance has been repaid in full.
Am I eligible for a Rev&U™ cash advance?
Has your business been trading for a minimum of 6 months?
Does your business’ monthly credit and debit card sales exceed £10,000?
You’re eligible
Get a quoteYou must take at least £10,000 per month in card sales and have been trading for at least 6 months
Request a callbackHow much capital does your business need?
Use our calculator and see how Rev&UTM could help your business.
£60,000
funding received
£100
for every card transaction
85% = £85
goes to your account
15% = £15
goes to 365 finance
A simple and secure way to finance your business
Apply in minutes
Complete the application form. It takes less than 5 minutes!
Relationship manager
Be allocated a relationship manager to assist with any queries.
Approval under 24h
A decision will be made under 24h.
Get your cash advance in days
Funding directly into your business bank account within days
Finance Academy
Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!
Explore our guides